Graduate Investment Analyst

Perch are recruiting for a Graduate Investment Analyst!

• £30,000 - £35,000 DOE, + up to 20% of your annual salary, paid as a bonus.
• Located at our Blackpool or Manchester office.
• 37.5 hours per week between 8am and 6pm with a hybrid working pattern (3-4 days in office dependent on location)

Who are we?

At Perch Group, our vision is clear: to lead the UK debt purchase and collection industry by harnessing cutting-edge technology to drive ethical, efficient, and data-driven debt resolution.

Our annual mission is to empower hundreds of thousands of customers to positively engage with and resolve their outstanding debts. We do this through an empathetic and customer-centric approach that is at the heart of our success.

Could this be the next step in your career?

Perch Capital, the investment arm within Perch Group, now one of the fastest growing (and PE backed) Debt Purchasers in the UK that specialises in the purchase of alternative finance non-performing loans, overseeing the financial well-being of over a million customers and assets exceeding £1 billion.

The investment team within Perch Group is primarily responsible for analysing and pricing potential investments and engaging with external clients across the financial sector to acquire portfolios of predominantly consumer debts in the UK. The candidate will be joining a dynamic and fast paced team, with exposure to board level executives and external stakeholders on a regular basis. At this exciting time to be joining the organisation, there is a lot of opportunity for rapid progression in an ambitious and relatively young company which plans to continue expanding and has a strong focus on both its staff and their development.

We are looking for a highly numerate, commercially minded and self-motivated individual who is articulate and confident in communicating with colleagues at every level of the business including senior members and stakeholders. This is a new role that will report directly into the Senior Investment Analyst.

What we need you to do

• [70%] Supporting / Leading (subject to experience) the portfolio acquisition processes that includes:

o In depth analysis of potential portfolio acquisitions, including understanding and applying the team’s propriety Markov Chain Monte Carlo simulation model, which utilises agentic AI and presenting findings back to Senior Management to support the Group’s decisioning and valuation process.

o Conducting on-site and remote due diligence on portfolio acquisition opportunities and support the regulatory and risk review of potential purchases.

• [10%] Supporting in writing Investment Memorandums for board approval
• [5%] Engaging with clients and financial institutions to understand and obtain the required data to support each portfolios valuation
• [5%] Support cross-departmental projects with Analytics and Decision Science teams to develop new and existing cashflow forecasting tools using statistical modelling to support live pricing assumptions (experience of Python, Excel and SQL a distinct advantage)
• [5%] Work with Operational/Implementation departments within the business to support and execute portfolio migration plans at the point of sale.
• [5%] Review, analyse and support the monitoring of portfolio performance post-acquisition vs expectation and presenting findings back to the Investment team.

*[Square brackets] intended to give approximate indication as to time allocation for a typical week and may vary on a day-to-day basis.

What you’ll bring

• Strong academic background within a quantitative discipline, e.g. STEM fields(s), Economics, Finance
• Comfortable working with large data sets, identifying and presenting key insights
• A high degree of attention to detail with the ability to consolidate and interpret complex information from multiple sources
• Excellent numeracy and commercial skills
• Strong MS Office Excel skills, experience with Python/SQL would be advantageous.
• Ability to work autonomously and collaboratively.
• A self-motivated individual capable of using own initiative to drive improvements in business processes.
• Ambitious, driven individual with a strong desire to pursue a career within investment management &/or corporate finance

Benefits

• Up to 20% of your annual salary paid as a bonus at the end of the financial year
• Pension contributions
• EAP programme
• Perch Perks (discounts and more!)
• Volunteering days
• Perch Day! (An annual day out for all employees to celebrate our colleagues and successes – check out our Careers page for more!)
• The opportunity to complete formal qualifications supported by the organisation

The Application Timeline

• An initial screening call with the internal recruitment team (15 minutes)
• A videocall with a Investment Analyst (30 minutes)
• A face-to-face interview with the Investment Director and an Investment Analyst (1 hour)

Please note, the role will be closed upon receiving enough applications to take through to the next stages in the process.

If you do not receive a response after 3 weeks of applying, please assume you have been unsuccessful as we may experience a high volume of applications.

What are you waiting for? Submit your application today.

We are an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have any questions or suggestions of how we can assist you in your application due to disability or personal reasons, please email recruitment@perchgroup.co.uk.

PLEASE NOTE - All new employees must undergo a full DBS, Credit Check and right to work check, upon acceptance of a job offer with Perch Group.

Job Types: Full-time, Permanent

Pay: £30,000.00-£35,000.00 per year

Benefits:

• Company events
• Company pension
• Health & wellbeing programme
• Life insurance
• Sick pay
• Work from home

Application question(s):

• Will you now or in the future require sponsorship for employment visa status?

Work authorisation:

• United Kingdom (required)

Work Location: Hybrid remote in Manchester M3 3HF

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