About the role
The *Loans Associate is responsible in the achievement of loan origination target and maintenance of good loan portfolio quality of the originated loans. Also responsible in relationship management/account servicing to help ensure maintenance of good loan portfolio quality.
- Identifies, solicits and maintains desirable loan accounts in the assigned area of responsibility.
- Implements identified marketing strategies geared towards the achievement of loan origination target.
- Gathers, assesses and validates loan documentary requirements and salient business information on a first hand/personalized basis both on operational and financial aspects necessary as basis for credit evaluation/review and decision.
- Assesses the most appropriate funding structure and utilization suitable to the clients based on the business’ present needs.
- Implements pro-active account monitoring and servicing activities to help ensure maintenance of good loan portfolio quality.
- Provides inputs for the improvement of existing policies and guidelines of the lending operation
- Performs other tasks as may be assigned by the supervising Business Manager of the Financial Inclusion and Microfinance Solutions Group.
What we are looking for
- Graduate of a 4-year degree course, preferably in business-related disciplines (Finance / Management/ Economics, etc.)
- Previous sales experience is needed but also open to fresh graduates with good sales acumen
- Familiarity with the community of the branch (main markets, target segment, local network and connections, etc.).
- Willing to do field work (95% of the time).
About us
BPI Direct BanKo, Inc., a wholly owned subsidiary of the Bank of the Philippine Islands (BPI), is committed to advancing financial inclusion. Through accessible, convenient, and affordable loan products, BanKo empowers self-employed microentrepreneurs (SEMEs) to fuel their operations and business growth. By enhancing the financial capabilities of its clients, BanKo aspires to positively impact their quality of life and play a pivotal role in fostering the economic growth of the Philippines.
Pay: From Php16,000.00 per month
Benefits:
- Company Christmas gift
- Company events
- Free parking
- On-site parking
- Opportunities for promotion
- Paid training
- Pay raise
- Promotion to permanent employee
Work Location: In person
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