About Us
Hello Clever is building the next generation of payments and loyalty infrastructure by turning every transaction into growth for merchants.
We’re an AI-powered fintech operating across 26+ markets, helping businesses move money in real time and convert payments into measurable outcomes like higher repeat rates, bigger baskets, and smarter customer engagement. Our platform combines local account-to-account rails, embedded cashback and loyalty products, and powerful data intelligence through Clever AI, so merchants can launch offers, optimise ROI, and scale faster, all through a single integration.
We recently crossed $70M in live ARR and are on track to pass $100M by the end of 2026-just 2.3 years after reaching our first $1M. It’s an exciting milestone that reflects the scale of what we’re building and the opportunity ahead.
We’re also proud to be recognised on the global stage, including being named Australia’s fastest-growing fintech, recognised in Forbes Asia’s Top 100, ranked among the AFR Fastest-Growing Companies, and selected for Inc. Magazine’s Best in Business.
About The Role
You'll build the integrations that connect our platform to suppliers and payment rails, and help evolve the platform our partners build on. This is a hands-on engineering role: you'll design, build and test backend services while working directly with suppliers' technical teams to take integrations live. We're growing fast, so we need someone who moves fast, takes initiative, and is trusted to make technical decisions and see them through.
What You'll Do
- Lead supplier integrations end to end: scope, estimates and timelines, coordination with product, QA and ops, through sandbox/UAT, certification and go-live.
- Act as the technical point of contact for suppliers: clarify specs, resolve open technical questions, and align on flows, limits and settlement.
- Own ongoing maintenance of live integrations: API changes and deprecations, certificate and credential renewals, supplier health monitoring, and up-to-date integration documentation and runbooks.
- Design scalable integration and platform architecture: connector patterns, shared components and partner-facing APIs.
- Handle payment lifecycles: webhooks, retries, idempotency, partial failures, reconciliation and settlement.
- Build secure, compliant integrations with sound data protection and audit practices.
- Ensure production readiness through automated unit and integration tests, monitoring, alerting, and safe rollout and rollback plans.
- Write design docs, review others' designs and code, and lead incident root-cause analysis with suppliers.
What We're Looking For
- 5+ years of backend engineering, with strong production experience in Ruby and Ruby on Rails.
- Pragmatic about technology choices, including using other languages when needed to improve system reliability or performance.
- Proven experience running third-party integrations in production, ideally with payment gateways, banks or PSPs.
- Experience leading the design of a platform, integration layer or multi-provider system.
- Strong written and spoken English (B2+), with the ability to independently manage technical discussions with external partners.
- Ability to turn unclear specifications into actionable plans and deliver with minimal supervision.
- Strong fundamentals in async processing, idempotency, PostgreSQL/MySQL and production troubleshooting.
Nice to Have
- Experience at a payment gateway, processor or payments infrastructure company.
- Real-time or account-to-account payment rails, multi-currency.
- Redis, Sidekiq, Kafka, cloud and containers.
- AI-assisted coding tools with strong review discipline.
What success looks like in 6–12 months
- Agreed supplier integrations delivered end to end, through production launch and stabilisation.
- A reusable connector pattern that makes onboarding suppliers faster.
- Improved integration reliability and troubleshooting through better failure handling, monitoring and runbooks.
What We Value
- Speed with quality: you ship fast without cutting corners on reliability.
- Proactive ownership: you spot problems early and fix them without being asked.
- Clear, direct communication with suppliers, partners and internal teams.
- Independence: you're trusted to make decisions, and you own the outcome.
Why join Hello Clever?
- High-Growth Fintech - Be part of a company leading the future of real-time payments and loyalty solutions.
- Global impact - We’re live in 26+ markets and growing fast.
- Category-defining product - Real-time payments, instant cashback, AI-powered merchant tools.
- Mission-driven - We’re here to make money smarter, fairer and faster for everyone.
- Dynamic Culture - Join a passionate, results-driven team that values innovation and collaboration.
Benefits & Perks
- Leave that supports real life – Enjoy Birthday Leave and Menstrual Leave in addition to your standard annual leave.
- Invest in your wellbeing and growth – Receive an annual Wellness and Development Allowance to use toward what helps you feel and perform at your best.
- Technology support – Access a Technology Allowance to help you create a productive working setup.
- Flexible hybrid working – Enjoy the balance of collaborating in person and working remotely.
- Celebrate together – Connect with the team through quarterly social events and our annual company trip.
How To Apply
We like to keep things simple, but we also want to make sure this is the right fit for both of us. Here’s what to expect:
- Phone Call
- Technical Interview Round
- Meet the Team
Sound like you? Let’s talk. Drop us a note at careers@helloclever.co
Direct applicants only, no agencies.
Company Overview
At Hello Clever, we're on a mission to make money smarter, fairer and faster. We're reimagining the way people pay and get rewarded by bringing together real-time payments, instant cashback and intelligent commerce into one seamless experience. Our technology helps consumers save instantly while empowering merchants to acquire, engage and retain customers more effectively. Already operating across 22+ markets, we're scaling rapidly with global ambitions and building products that challenge the traditional payments landscape.
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