Underwriter / Credit Analyst
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Underwriter / Credit Analyst
**Flex Capital Group Inc.**
**Location:** Hybrid (Greater Toronto Area) **Position:** Full\-Time **Industry:** Alternative Finance / Merchant Cash Advance
About Flex Capital
Flex Capital is a fast\-growing Canadian alternative lending company providing working capital solutions to small and medium\-sized businesses across Canada. As a young and entrepreneurial company, we offer employees the opportunity to make a meaningful impact, develop new skills, and grow alongside the business.
We're looking for a motivated, detail\-oriented Underwriter / Credit Analyst who enjoys working in a collaborative environment and takes pride in producing accurate, thoughtful work.
What You'll Do
* Analyze merchant cash advance and business financing applications * Review bank statements, financial information, and supporting documentation * Assess risk and make underwriting recommendations * Identify trends, red flags, and opportunities within financial data * Maintain accurate records and notes within internal systems * Communicate with brokers and internal team members regarding submissions * Assist with portfolio monitoring and other underwriting\-related projects * Support the growth and development of underwriting processes
What We're Looking For
* Strong analytical and problem\-solving skills * Excellent attention to detail * Strong mathematical aptitude * Proficiency in Microsoft Excel * Ability to work independently and manage priorities without constant supervision * Team\-first attitude and willingness to help wherever needed * Strong organizational and communication skills * Quick learner who enjoys taking on new challenges * High level of integrity and accountability
Experience
* Previous underwriting, finance, banking, accounting, lending, or analyst experience is an asset but not required * Recent graduates with strong academic backgrounds are encouraged to apply * We are willing to train the right candidate who demonstrates intelligence, work ethic, and attention to detail
What We Offer
* Competitive compensation * Health and benefits package * Hybrid work environment (office and remote flexibility) * Direct exposure to company leadership * Significant growth opportunities within a rapidly expanding organization * Entrepreneurial and collaborative culture where your contributions matter
If you're looking for a role where you can learn quickly, take ownership, and build a long\-term career in finance, we'd love to hear from you.
Pay: $44,636\.40\-$94,894\.62 per year
Benefits:
* Company pension * Dental care * RRSP match * Vision care
Work Location: Hybrid remote in Toronto, ON (York District)
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