Credit Risk Analyst / Risk Underwriter - Corporate & Structured Credit (m/f/d)*

About the role

**Standort** München, Deutschland **Art der Arbeit** Vollzeit **Arbeitsform** Hybrid **Job level** Berufserfahrene **Job ID** 13690 **Unternehmen** Munich Re **Anstellungsart** Unbefristet **Fachbereich** Schadenbearbeitung und Underwriting Job speichern

Jetzt bewerben Credit risks are the main focus of Munich Re’s Financial Risk Division. Within our Reinsurance team, we stay at the forefront of global trends in the Trade Credit, Surety, Political Risk and Special Credit Products insurance industry. We analyze large corporate risks, complex credit transactions across various industries and geographies, as well as new products, markets, and market developments.

The global Credit Risk business presents a unique challenge, requiring a sound understanding of the economic and geopolitical dynamics of diverse markets, industries, and products. Over the years, we have established ourselves as an internationally recognized capacity provider, participating in the reinsurance programs of international Trade Credit Insurance Companies, Surety Providers, Export Credit Agencies and Multilateral Organizations.

We welcome applications from candidates with backgrounds in Corporate Banking, Trade Credit Insurance, Political Risk \& Structured Credit Insurance, Export Finance, Project Finance and related credit risk functions.

**Your Job**

* Analysis of the creditworthiness of corporates and large business transactions * Evaluation of complex financing structures, including structured finance, export finance, project finance and sovereign\-risk related transactions * Preparation of internal credit applications with conclusive recommendations, including the independent justification of decisions for internal stakeholders and clients * Determination of risk appetite for major individual risks and the key business sectors * Diligent monitoring of the existing credit portfolio, identification of emerging risks at an early stage and implementation of appropriate risk\-control measures * Interaction with clients on product\- and risk\-related topics * Support for the further development of tools and credit management systems * Assistance in evaluating and developing strategic growth initiatives and new business opportunities

**Your Profile**

* University degree, preferably in business, economics or a related field, or equivalent training (e.g. banking/insurance traineeship followed by further professional education) * Professional experience in the field of corporate credit analysis, supplemented by a solid understanding of structured finance, project finance, export finance, cash\-flow\-based lending or other related product segments * Keen interest in following global economical and geopolitical developments, coupled with the ability to incorporate macroeconomic factors into credit decision making * Strong interest in leveraging and further developing AI\-enabled tools to enhance efficiency, consistency and decision support in the underwriting process * Sound knowledge of accounting and regulatory requirements * Strong sense of responsibility, willingness and ability to justify decisions in a clear and comprehensible manner, business\-oriented approach * Team spirit, proactive approach, ability to work independently * Confident manner, strong interpersonal skills and intercultural mindset * Business\-level proficiency in English, additional language skills are an advantage

**Application Instructions**

Please apply through our online portal and upload your CV, as well as your academic reference letters, including school certificates, graduation certificates and transcripts of record for any degrees. If applicable, please also submit reference letters from any previous employers or certificates from any other qualifications you may have. We recommend writing a cover letter to tell us more about why the position and Munich Re is of interest to you.

**About us**

As the world's leading reinsurance company with more than 16,000 employees at over 50 locations, Munich Re introduces a paradigm shift in the way you think about insurance. By turning uncertainty into a manageable risk we enable fundamental change. Join us working on topics today that will concern society tomorrow, whether that be climate change, major construction projects, medical risk assessment or even space travel.

Together we embrace a culture where multiskilled teams dare to think big. We create the new and the different for our clients and cultivate innovation.

Sounds like you? Push boundaries with us and be part of Munich Re.

Our employees are our greatest strength. That’s why we offer them a wide range of benefits. You can find some examples below.

**Unlock your potential**

* **Diversity, Equity \& Inclusion:** we embrace the power of differences and are convinced that diversity fosters innovation and resilience and enables us to act braver and better. * **Continuous Learning:** we believe that continuous learning is a key differentiator and critical for building new skills and accelerating growth. * **Career Mobility:** we actively support career mobility, and our strong global and regional presence offers a wealth of career growth opportunities for you.

**Rewards \& Recognition**

* **Competitive salary:** appropriate compensation for your high level of commitment. * **Retirement provision:** state of the art in\-house pension solutions. * **Work\-life balance:** promoting the compatibility of family and work in addition to overall work\-life balance. * **Health management:** focus on your physical and mental health far beyond legal requirements. * **Hybrid working:** living the best of both worlds – we offer you a very flexible approach as well as the opportunity to work from abroad on an occasional basis. * Munich Re not only stands for fairness with regard to its clients; it is also an equal opportunities employer. Severely disabled candidates will also be prioritized, if equally qualified.

**Münchener Rückversicherungs\-Gesellschaft**

Yamina Djurisic

Talent Acquisition Partner

**Ihre Benefits**

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Bei uns gibt es mehr als nur einen spannenden Job. Profitieren Sie von Benefits, die Ihr Wohlbefinden und Ihre Entwicklung fördern.Bitte beachten Sie, dass regionale Unterschiede auftreten können.

Wettbewerbsgerechtes Gehalt

Wir bieten Ihnen eine faire und wettbewerbsgerechte Vergütung, die Ihre Leistung und Ihmur Engagement widerspiegelt.

Betriebliche Sonderzahlungen

Unsere variable Vergütung ermöglicht es Ihnen, am Erfolg von Munich Re teilzuhaben.

Sonderleistungen

Wir honorieren herausragende individuelle Leistungen mit gezielten Sonderleistungen.

Altersvorsorge \& finanzielle Sicherheit

Wir unterstützen Ihr langfristiges finanzielles Wohlergehen durch eine betriebliche Altersvorsorge oder andere lokal relevante Altersvorsorgelösungen.

Verantwortungsbewusster Arbeitgeber

Wir fördern ein respektvolles, verantwortungsvolles und inklusives Arbeitsumfeld.

Learning \& Development

Wir bieten maßgeschneiderte Weiterbildungsmöglichkeiten mit Fokus auf Kernkompetenzen und geschäftsrelevantem Wissen.

Unterstützung für Familien \& Work\-Life\-Blance

Wir fördern die Vereinbarkeit von Familie, Freizeit und Beruf.

Health \& Wellbeing

Wir fördern Ihre physische und psychische Gesundheit weit über gesetzliche Vorgaben hinaus.