We at “Portfolio Financial Services Ltd” is looking for “Credit Analyst” for Mumbai location.
Experience: 3-10 Years
Job Location: Mumbai – BKC
Designation: Credit Analyst / Sr Credit Analyst
Primary Functions/Responsibilities:
- Appraising proposals & credit requirements of clients & Presentation to the Management for sanctions/approvals.
- Responsible for the pre & post sanctioning documentation.
- To prepare the CMA report & various financial reports for the Bank.
- Ensure the compliance with organizational / Bank credit policies.
- Responsible for recovery/follow-up from customers for dues.
- Ensuring TAT with respect to obtaining sanctions, clearance from compliance groups.
- To develop, build & maintain a strong relationship with our regular (loyal) Banks as well as New Banks in the state for achievement of long term business objectives.
- Track proposals & Update Management on daily basis/as per the defined schedule
- Liaison with bankers for optimizing the overall cost of fund, periodic declaration etc.
- Constant updating of knowledge/information w.r.t. any changes in the compliances / processes /markets and sharing the same with the management & team .
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Secondary Functions/Responsibilities:
- Conceptualizing and implementing competent strategies with a view to penetrate new relationships and expand existing ones with Banks & FIs.
- Assessing creditworthiness
- ss of clients and identifying the account sickness in incipient stage to reduce delinquency ratio.
Work Remotely
- No
Job Types: Full-time, Permanent
Pay: ₹850,000.00 - ₹1,500,000.00 per year
Benefits:
- Health insurance
- Paid sick time
- Paid time off
- Provident Fund
Work Location: On the road
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