Business Analyst
R-0046434-04
- MS - Banking & FS
- Mumbai
- Posted On 07 Nov 2026
- End Date 06 Jan 2027
- Required Experience7 - 9 years
Basic Section
No. Of Openings1 DesignationBusiness Analyst Closing Date 06 Jan 2027
Organisational
MainBUQuality Engineering Sub BUMS - Banking & FS CountryIndia RegionIndia 1 StateMaharashtra CityMumbai Working LocationMumbai Client LocationNA
Skills
Skill
Payments
Highest Education
No data available
CERTIFICATION
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Working Language
No data available
JOB DESCRIPTION
We are seeking an experienced Business Analyst (Payments Domain) with strong expertise in Wire Transfers, ACH, FX transactions, and regulatory compliance to support enterprise payment platforms. The BA will act as a bridge between business stakeholders and technology teams, ensuring high-quality requirement definition, functional clarity, and end-to-end traceability across the payment lifecycle. The role emphasizes AI-enabled insights, data-driven validation, domain-led quality assurance, and strong testing and sign-off governance. Strong hands-on exposure to PEP+ (Mainframe-based), CNS (Consolidated Server), and Payment Exchange platforms is mandatory. Key Responsibilities 1. Business Analysis & Requirement Management
- Elicit, analyse, and document business requirements for: o Wire Transfers (Domestic & International) o ACH processing and clearing cycles o FX and cross-currency transactions
- Prepare and manage: o BRD, FRD, User Stories, Acceptance Criteria
- Ensure end-to-end traceability across: o Initiation ? Validation ? Routing ? Settlement ? Reconciliation
- Collaborate with Product Owners for backlog refinement and prioritization
- Conduct requirement walkthroughs ensuring clarity across teams 2. Payments Domain Expertise
- Apply strong domain knowledge in: o Payment lifecycle and STP processing o Exception handling and reconciliation processes
- Ensure correctness of: o SWIFT (MT/MX) and ISO 20022 message formats o Cut-off times, settlement cycles, and holiday calendars o FX rate application and validations
- Define business rules for: o Payment validation, routing, and processing
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