At TechBiz Global, we are providing recruitment service to our TOP clients from our portfolio. We are currently seeking a Portfolio Risk Manage r to join one of our clients' teams. If you're looking for an exciting opportunity to grow in a innovative environment, this could be the perfect fit for you.
Job Responsibilities:
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Managing Credit Strategies: Oversee and pilot retail credit portfolio strategies to ensure their effectiveness and alignment with business goals.
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Product Development Collaboration: Work closely with the business teams to develop and improve retail credit products, ensuring they meet market needs and regulatory requirements.
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Credit Portfolio Monitoring: Continuously monitor the credit portfolio to ensure it is performing as expected, identifying any areas of concern or opportunity for improvement.
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Anti-Fraud and Verification Strategy: Develop and implement methodologies and strategies for fraud prevention and verification processes to protect the bank and customers.
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Reviewing Current Practices: Assess current lending practices and make recommendations for improvements to mitigate risks and enhance operational efficiency.
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Reporting and Documentation: Prepare the structure and content for regular reports on portfolio monitoring, providing clear insights and recommendations to senior management.
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Experience in the Risk Division as a Portfolio Manager for retail credit products. Ideal experience includes:
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Cash products (priority experience)
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POS/BNPL (Point-of-Sale / Buy Now, Pay Later products)
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Car loans
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Experience in Risk Strategy Development: A significant advantage would be experience in building risk strategies from scratch and launching new products in the market.
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Target Banks: Experience with banks such as Home Credit (Russia/Kazakhstan), MTS Bank (Russia), Tinkoff (Russia), Alfa-Bank (Russia), Tochka (Russia, not a target but possible), Kaspy (Kazakhstan), and Solva Group (Kazakhstan) is highly desirable.
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Language Skills: Proficiency in English at a good level is required.
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Business Negotiation Skills: Ability to negotiate with business units and a strong understanding of the bank's business strategy, including financial concepts like NPV (Net Present Value) and other key performance metrics.
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Technical Skills:
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Proficiency in Python and SQL is required.
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Experience with BI (Business Intelligence) tools would be a plus.
What We Offer:
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A challenging and dynamic work environment with opportunities to contribute to strategic projects.
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Competitive compensation package and benefits.
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Professional growth and development within a well-established organization.
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